Paint colours can be vastly different or almost identical to one another…who would have thought there are hundreds of different shades of ‘white’…where do you start when you trying to find the perfect colour?
Likewise, it can be a daunting prospect to research and compare home loans…with all their different features, policies, fees and interest rates….how do you even start to compare let alone negotiate your structure and interest rates, and, then manage the application process through to settlement.
The role of a Fornaro Mortgage Broker is to be your shining light through the home loan journey….to take charge and navigate the path ahead and to anticipate what comes next so you feel supported and secure.
At Fornaro, our role is to understand your finance objectives and goals, analyse your financial situation and then research and negotiate with a range of lenders to then present the options to best meet your objectives and goals.
Fornaro have been around for 20 years, and that means 20 years worth of experience and relationships. We maintain relationship with the big banks all the way through to the smaller lenders you may not be as familiar with to ensure we have the widest range of solutions available.
We stay on top of market trends and changing lender requirements, so you can be confident in the recommendations and guidance we provide.
Even before you are ready to buy a home, Fornaro can offer valuable support by explaining the home buying process and working with you to ensure you achieve your property goals.
Some people choose to stick with the bank they already have accounts with — but they could be missing out on a competitive home loan option elsewhere.
Fornaro has market leading, up to date knowledge of the home loan market — from different types of lenders, new loan options, policy differences, fees and charges to the conditions attached, and more. This means Fornaro can negotiate competitive structures and rates that are right for your needs, present you with the options, and assist you to avoid loan products or structures that are not right for you.
As 20 year veterans, Fornaro knows what it takes to get your home loan application over the line with the right lender.
Our team will explain any steps you may need to take to tidy up your finances before applying for a loan and identify any possible red flags that could work against you. We have worked with thousands of clients so we know what to look for and solutions on how to manage it.
It is never too early to start planning for your first or next home. If you’re at the very beginning of your home buying journey, just bring along a list of the questions you’d like to ask. Every engagement with Fornaro starts with a conversation with Tony Fornaro or another Fornaro Mortgage Broker, either in person or over zoom.
If you are closer to buying a place of your own, it’s a good idea to gather banks statements, payslips and other necessary documents (digitally) that will give Fornaro a better idea of where you stand financially. After reviewing your documents, Fornaro will also be able to explain any steps you could take to help your home loan application get the thumbs up with the right lender. Fornaro utilises the latest industry technology to streamline the arduous process of ‘supporting document’ collation by using a secure online document and data collection platform.
With the support of Fornaro, you will be well-placed to understand more about how the home loan process works, and what you can do to start making your property goals a reality.
If you are looking to buy your first home, purchase your next one, invest in property or refinance your current home loan then contact Fornaro and let us take care of the rest.
Fornaro, favoured by those who know.